About real world assets (RWAs)
Real world assets in cryptocurrency refer to the tokenization of tangible, physical assets on the blockchain. These include real estate, commodities, art, government bonds, and treasury bills for example. RWAs constitute a significant portion of global financial value. They can potentially offer investment yields less influenced by crypto's volatility. The move to bring U.S. Treasury Bills on-chain in the industry has also been gaining interest, presenting investors with a low-risk method to generate yield.
On WOO Earn, you can subscribe to USDC RWA vaults, with U.S Treasury Bills as the underlying assets. Invest in real assets and receive real yield at your fingertips when you subscribe.
Visit the Earn page now and start subscribing to our USDC RWA vaults!
How is yield calculated for an RWA vault?
The base APR is based on real-time earnings from the on-chain RWA vault, which is powered by OpenTrade and USDC. All user subscriptions are invested on-chain into the OpenTrade vault, accumulating real yield from the U.S Treasury Bills.Yield will start accruing from 00:00 UTC on the subsequent day following a successful subscription.
- Fixed term: At the end of the subscription term (i.e., at maturity), both the principal and the accumulated yield are returned to the spot wallet. However, if auto-reinvest is enabled, both the principal and yield will be reinvested into the next subscription cycle automatically.
- Flexible term: Interest accrued will be automatically reinvested daily and will immediately begin accruing yield.
Auto-reinvest support
At present, all RWA vaults on WOO X support auto-reinvest. However, the auto-reinvest schedule differs for fixed and flexible terms.
- Fixed term: If auto-reinvest is enabled for the subscription, both your principal and the interest accrued from the previous subscription cycle will be automatically reinvested upon maturity. If there is not enough available quota for the fixed term vault, your principal and the accrued interest will be settled and returned to your Spot Wallet upon maturity.
- Flexible term: Interest accrued will be automatically reinvested daily. If there is not enough available quota for the flexible term vault, the excess subscription will be redeemed and returned to your Spot Wallet.
Can I redeem my RWA subscriptions at any time?
For fixed term RWA subscriptions, early redemption is supported unless specified otherwise. However, please note the following:
- For fixed term subscriptions, any accrued yield will only be settled at maturity and will be forfeited if you request early redemption.
- Once we receive your request for early redemption, it will be settled two days later (T+2). This settlement timeline strictly follows the on-chain RWA vault schedule powered by OpenTrade.
For flexible term RWA subscriptions, instant redemption is supported but subject to the vault’s total daily redemption limits, which may change at any time.
- Accrued yield will be automatically reinvested daily and hence will not be forfeited if you request for redemption.
- Once we receive your request for redemption, it will be settled immediately.